A Buyer’s guide to Louisville real estate

7 Jul

I’ll help you buy or sell your home in Louisville, KY. If you’re looking to buy a home, I’ll help you pick the right home for you. If you’re thinking about selling, call me and I’ll tell you what price your home is most likely to sell for. Click here to search all available homes on my website.


When do you know it’s the right time to go and start looking for a new home in Louisville? It can be a difficult question to answer, but we have compiled a checklist of 5 important items  to help you decide if now is the right time for you to purchase a new home.

1. Have a set budget
When deciding to purchase a new home, this is a must. If you are currently renting in Louisville and want to stay around the same price range, you can find a comparable house in this market.Buying a home can be the same or cheaper than renting and it’s not going to throw your budget off. If you need a starting point with your budget, give us a call and we would be happy to help out.

2. Don’t worry about a big down payment
In the past, you used to need a sizable down payment in order to purchase a home. Today there are numerous down payment assistance programs that will help you minimize the cost.

3. Have a steady and stable job
It’s not always easy to have great job security in this economy, but if you have been at a company for more than 2 years, you are ready to start using that job as a way to give you leverage in terms of being able to purchase a home and cover payments.

4. Know your debts
Understanding what your debts are is key when purchasing a home.  If you are not sure what your debts are or where your credit score is at, we can help you with those so you can know what factors will work for you.

5. Be ready to make a commitment
No matter what the housing market does, you have to give yourself at least 5-7 years in a home before you sell. Long term commitment is key to home buying, as it is one of the more expensive investments you will make in your lifetime.

If you have any questions on this topic, or know anybody that is looking to buy or sell, don’t keep me a secret. It’s what I’m here to do and I would love to help!

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